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Affiliate Disclosure
Affiliate Disclosure adheres to strict guidelines to preserve editorial integrity to help you make decisions with confidence. Some of the reviews and content we feature on this site are supported by affiliate partnerships from which this website may receive money. This may impact how, where and which companies / services we review and write about. Our team of experts work to continually re-evaluate the reviews and information we provide on all the top Forex / CFD brokerages featured here. Our research focuses heavily on the broker’s custody of client deposits and the breadth of its client offering. Safety is evaluated by quality and length of the broker's track record, plus the scope of regulatory standing. Major factors in determining the quality of a broker’s offer include the cost of trading, the range of instruments available to trade, and general ease of use regarding execution and market information.

Best Forex Brokers that Accept Credit Cards

Many people use credit cards for day-to-day transactions, favoring transaction speed and convenience. Credit card Forex brokers offer traders a swift deposit method, making them a popular choice, especially among leveraged traders who seek a reliable and fast option to meet potential margin calls.

Almost every bank offers credit cards, making them available to most traders, and most Forex brokers accept them as a deposit and withdrawal option.

We researched more than 1,300 credit card Forex brokers globally and compiled a list of the best Forex brokers accepting credit cards for you. Read on to review them, plus the benefits of using credit cards as a deposit method, and what factors you should use in choosing the best Forex broker.

The ratings shown on are determined by hours of research from our editorial team into over 10 factors, including account fees, deposit/withdrawal options, regulatory status, tradable assets, and more.
Best all around broker
High floating leverage + fast execution
The ratings shown on are determined by hours of research from our editorial team into over 10 factors, including account fees, deposit/withdrawal options, regulatory status, tradable assets, and more.
ECN-style trading
Daily market research and Autochartist access
The ratings shown on are determined by hours of research from our editorial team into over 10 factors, including account fees, deposit/withdrawal options, regulatory status, tradable assets, and more.
Two bond CFDs & a dedicated educational section on bond trading.
Excellent multi-lingual customer support in 14 languages.
The ratings shown on are determined by hours of research from our editorial team into over 10 factors, including account fees, deposit/withdrawal options, regulatory status, tradable assets, and more.
Trade 1,000+ financial instruments
Experience low, competitive spreads
The ratings shown on are determined by hours of research from our editorial team into over 10 factors, including account fees, deposit/withdrawal options, regulatory status, tradable assets, and more.
Best ECN execution on the MT4 platform
Excellent implementation of cTrader and Smart Trader Tools

  • FXTM, Best all-around broker with high floating leverage and fast execution.
  • FP Markets, ECN trading with leverage up to 1:500.
  • AvaTrade, Highly regulated, choice of fixed or floating spreads.
  • Eightcap, Competitive pricing + excellent daily videos.
  • Pepperstone, Great ECN execution on MT4 platform.

Best Credit Card Brokers Comparison

Year Established
Execution Type(s)
ECN/STP, Market MakerECN/STPMarket MakerECN/STP, Market MakerNo Dealing Desk, NDD
Minimum Deposit
Average Trading Cost EUR/USD
0.1 pips1.1 pips0.9 pips1.0 pips1.1 pips
Average Trading Cost GBP/USD
0.2 pips1.4 pips1.5 pips1.2 pips1.6 pips
Average Trading Cost Gold
$0.18 $0.21 $0.29 $0.12 $0.20
Trading Platform(s)
MetaTrader 4, MetaTrader 5, Proprietary platformMetaTrader 4, MetaTrader 5, cTrader, Proprietary platform, Web-basedOther, MetaTrader 4, MetaTrader 5, Web-based+MetaTrader 4, MetaTrader 5, Trading ViewMetaTrader 4, MetaTrader 5, cTrader, Trading View
Islamic Account
Negative Balance Protection


In Summary Best all-around broker with high floating leverage and fast execution

FXTM ranks highly as a credit card Forex broker due to its low-cost structure, ranging between $0.80 and $4.00 per 1.0 standard lot, depending on monthly trading volume. Traders must deposit a minimum of $500 by credit card, and the maximum leverage is 1:500. FXTM supports Visa, Mastercard, and Maestro, among 45+ alternative and localized payment processors, with no internal deposit fees and instant execution.

Supported currencies are the Euro, the US Dollar, and the British Pound. FXTM notes withdrawal times as 24 hours, with costs of €2.00, $3.00, or £2.00.

Traders with FXTM also benefit from deep liquidity, as evidenced by minimum spreads of 0.1 pips on five currency pairs. FXTM provides audited performance statistics by PricewaterhouseCoopers Limited (PwC), confirming excellent order execution measured by slippage and requotes data. Besides upgraded MT4/MT5 trading platforms, FXTM developed its proprietary mobile app FXTM Trader.

Read more on FXTM »
4.8/5 in this category

Pros & Cons

  • Excellent commission-based Forex pricing environment and transparency
  • Upgraded MT4/MT5 trading platforms plus proprietary mobile trading app
  • Quality market research and educational content for beginner traders
  • A highly regulated broker with a tier-1 license
  • No cryptocurrencies and limited choice of commodities

FP Markets

In Summary ECN trading with leverage up to 1:500

FP Markets is a credit card Forex broker accepting Visa and Mastercard deposits in Australian Dollars, Canadian Dollars, Swiss Francs, Euros, British Pounds, Hong Kong Dollars, Japanese Yen, New Zealand Dollars, Singapore Dollars, US Dollars, Czech Koruna, and Polish Zloty. This makes FP Markets the broker accepting deposits in the widest range of currencies, free of internal fees, although third-party processing costs and currency conversion fees may apply.

Deposit times are instant for MT4/MT5 accounts but can take one business day through the proprietary Iress trading platform, while FP Markets processes withdrawals within 24 hours.

Forex spreads commence from 0 pips for a commission of $6.00 per 1 standard lot. Maximum leverage of 1:500 is offered, average order execution of 40 milliseconds is claimed, for a minimum deposit of $100. MT4/MT5 upgrades, VPS hosting, and order management monitoring add to potential trading benefits at FP Markets.

Read more on FP Markets »
4.7/5 in this category

Pros & Cons

  • Choice of trading platforms and auxiliary trading tools
  • Very competitive cost structure and excellent asset selection
  • Low minimum deposit requirement and leverage of up to 1:500
  • Well-regulated and trustworthy
  • Availability of Iress geographically restricted


In Summary Highly regulated, choice of fixed or floating spreads

AvaTrade is a trusted and well-regulated credit card Forex broker with an excellent educational unit, its spun-out SharpTrader, where 40+ lessons and 200+ videos await beginner traders. Among the deposit methods offered are credit cards with instant deposits available in the US Dollar, the Euro, the British Pound, and the Australian Dollar. The minimum deposit is 100 currency units, and withdrawal processing times are between one and two business days.

AvaTrade other main strengths are a broad choice of trading platforms, high leverage, and reasonable commission-free trading costs. AvaTrade deploys its proprietary web-based trading platform for manual traders, MT4/MT5 for algorithmic traders, its mobile app AvaTradeGO, its dedicated options platform AvaOptions, and its latest addition Ava Social, joining third-party providers DupliTrade and ZuluTrade. The minimum deposit of $100 and maximum Forex leverage of 1:400 offer accessibility and increased profit potential.

Read more on AvaTrade »
4.7/5 in this category

Pros & Cons

  • High quality educational offering via AvaAcademy
  • Excellent choice of trading platforms catering to various trading needs
  • Broad asset selection and cross-asset diversification opportunities
  • Well-regulated and trusted broker with oversight from a central bank
  • Trading costs competitive but nothing special


In Summary Competitive pricing + excellent daily videos

Eightcap offers credit/debit card deposits and withdrawals to Forex traders from 150+ countries using Visa and Mastercard. Since some geographic restrictions apply, Eightcap recommends that traders check with their account manager to ensure the option is available. There are no internal fees, and traders may use AUD, USD, GBP, EUR, NZD, CAD, and SGD as transaction currencies, matching supported account base currencies. The minimum and maximum transaction amounts are 100 and 4,000 currency units.

Besides instant processing times, Eightcap offers traders low trading fees, industry-leading trading platforms, and cutting-edge trading tools like Capitalise AI and Crypto Crusher, ensuring a competitive advantage.

Read more on Eightcap »
4.6/5 in this category

Pros & Cons

  • Low minimum deposit and high leverage of up to 1:500
  • Competitive cost structure
  • Excellent technology infrastructure and seasoned management team
  • Daily research and quality educational content
  • Limited leverage in some areas


In Summary Great ECN execution on MT4 platform

Pepperstone, founded in 2010 and headquartered and regulated in Australia, the U.K., and Dubai, is probably the most well-known ECN Forex broker in the world. As an ECN broker, Pepperstone offer raw spreads and low commissions. Taken together, Pepperstone’s “Razor” account offers one of the most competitive costs of trading in Forex that you will find anywhere. In addition to their global headquarters in Australia, Pepperstone also have presences in London, England, where they enjoy full regulation by the Financial Conduct Authority (FCA), and in Dubai, where they are regulated by the Dubai Financial Services Authority (DFSA).

Read more on Pepperstone »
4.4/5 in this category

Pros & Cons

  • Excellent choice of trading platforms consisting of MT4/MT5, and cTrader
  • Market-leading MT4/MT5 upgrade package, Autochartist, and API trading
  • Social trading support via Myfxbook, MetaTrader Signals, and DupliTrade
  • Leverage of up to 1:30 and superb trade execution
  • Demo accounts have 30-day time limits

What Factors Should Forex Traders Consider When Evaluating Credit Card Forex Brokers?

1. Regulation and Security: Trading with a regulated broker will decrease the risk of malpractice and fraud, as regulated brokers are less likely to violate rules and regulations.

2. Asset Selection: Since the asset selection differs between traders, they must ensure their credit card Forex broker offers the ones necessary to execute their trading strategies. The most liquid currency pairs are available at all Forex brokers.

3. Deposits & Withdrawals: Besides credit cards, competitive brokers will offer a range of online payment processors. Some provide traders with branded debit cards, granting swift access to their portfolios. Forex brokers should process withdrawal requests within 24 hours without levying internal fees.

4. Customer Support: It is ideal to have 24/5 customer support by a customer services representative. Many Forex brokers advertise 24/5 support but only provide it during regular business hours. A dedicated hotline to the finance department is beneficial.

5. Research and Education: While advanced traders don’t require either as it has no impact on the core trading environment, the absence of research creates a services gap and displays a lack of maturity.

6. Account Opening Process: Forex brokers should maintain a swift account opening process, taking less than 20 seconds to complete, plus AML/KYC verification. It should be free of unnecessary data collection like employment, financial, and tax history.

Why Should Forex Traders Consider Using Credit Cards as a Payment Method?

While credit cards are convenient to use, not all Forex traders should use them as they can swiftly accumulate debt. Leveraged traders should have a credit card, at least as a backup, in case of unforeseen market events leading to margin calls.

Using a credit card ensures traders can make deposits swiftly and free of currency conversion restrictions on a secure and trusted global network. Withdrawals can take between three to fifteen business days, and processing costs apply both ways. Branded debit cards provided by Forex brokers, or online payment processors, are an ideal alternative to credit cards, but availability remains limited.

Some of the most notable benefits of using credit card Forex brokers are:

  • Fast processing times, usually instant deposits
  • Secure payment processing on a global network
  • Most Forex brokers offer credit cards as a payment option with no internal fees
  • Credit card transactions are hassle-free and simple to complete
  • Free of paperwork and restrictions
  • Automatic currency conversion, but fees generally apply

The Protection of a Credit Card Chargeback

Regrettably, some unscrupulous Forex brokers try to cheat traders and may refuse withdrawal requests. A credit card chargeback may resolve the issue, but traders should consider this as a last resort. Most brokers allow regular withdrawals and process requests within 24 hours.

If a Forex broker refuses a legitimate withdrawal request, a Forex trader may contact their credit card issuer and request a credit card chargeback. The Forex broker has an option to dispute any chargeback and explain why it refused to process a withdrawal request. Traders should also understand that only the deposit amount qualifies for a chargeback. The Forex broker is likely to block a trader from using its services following a successful chargeback.

Four Questions Traders Should Consider When Evaluating Credit Card Forex Brokers

1. What are the fees and commissions?

Trading fees are the most defining aspect when evaluating a Forex broker, as they directly impact profitability. Many beginner traders dismiss minor differences in spreads and fall for the commission-free trap, where brokers lure traders with commission-free offers while increasing costs elsewhere.

In most cases, commission-based alternatives offer lower costs. Traders should avoid trading costs exceeding $7.00 per 1 standard lot on the most liquid currency pairs like the EUR/USD or the USD/JPY.

2. What alternative funding methods are available?

Credit cards may offer convenience when making a deposit, but withdrawal times can take up to fifteen business days. The emergence of modern online payment processors can provide a faster and cheaper alternative to credit cards.

Many traders may require their Forex profits for online payments or other transactions and use payment options supported by their broker and third parties they wish to pay, limiting unnecessary financial transactions.

3. Is customer support available 24/5?

When making credit card transactions, unexpected issues may arise. Forex brokers with a 24/5 customer support team, ideally multilingual with phone support, offers peace of mind that assistance is available when needed.

4. What is the regulatory status and track record?

A regulatory license does not eliminate risks, but it will notably decrease the risk of malpractice and fraud. Some brokers opt for a business-friendly trading environment but offer third-party protection on par with or superior to regulated brokers. A clean regulatory record is as vital as the regulation itself.

Final Thoughts

Credit card Forex brokers offer a convenient method to deposit and withdraw funds from trading accounts. They are globally accepted, but traders should consider the transaction costs and lengthy withdrawal times. Credit cards present a low-risk payment method, most banks offer them, and almost all traders have either a credit or debit card.

Before using credit cards for Forex trading, traders should evaluate modern online payment processors as an alternative. Traders must compare fees and transaction times before choosing the cheapest, fastest, and most suitable option. It is ideal to use a credit card other than the one used for your everyday spending.

You might also be interested in reviewing the below top brokers:


Can I trade Forex with my credit card?


Most Forex brokers accept credit cards as deposit and withdrawal methods.

Which bank card is best for Forex trading?


Visa and Mastercard remain supported by every credit card Forex broker, while most also accept Maestro.

Can you trade Forex with a debit card?


Since most debit cards are either Visa or Mastercard, it is possible to trade Forex with a debit card.

Do Forex brokers lend money?


Forex brokers lend money via offering leverage, lowering the up-front capital to take positions, for which a daily financing fee applies. Forex brokers don’t lend money for purposes of withdrawals like banks do. Team
About Team
The team is comprised of analysts and researchers from around the world who watch the market throughout the day to provide you with unique perspectives and helpful analysis that can help improve your Forex trading.