eToro versus XTB

eToro, home to 25M+ traders and a leader in social trading, continues its expansion into the cryptocurrency sector following its announcement of an NFT fund. Traders get a balanced asset selection, while CopyTrader, CopyPortfolios, and in-house managed thematic investment portfolios remain at the core of its operations. Beginner traders get a quality educational service at the eToro Academy.

XTB, publicly listed in Poland, provides traders with a quality proprietary trading platform, a balanced choice of trading instruments, and competitive trading costs. Traders also get higher leverage, a volume-based rebate program rewards high-frequency traders, and the XTB Trading Academy offers beginners quality content, aiding its market expansion approaching 450,000 traders.

I have conducted an in-depth review of eToro and XTB to determine which one presents the better overall choice and which traders will benefit the most at either broker.

Features and Platforms

Features & PlatformseToro (visit site)XTB (visit site)
Established :
Retail Loss Rate:
Minimum Deposit:
$10 - $10,000$0
Demo Account:
Managed Account:
Islamic Account:
Inactivity Fee
$10 monthly after 12 months€10 monthly after 12 months
Deposit Fee:
Withdrawal Fee
Yes + Third-PartyThird-Party
Funding Methods:
Proprietary Platform:
Automated Trading:
Social / Copy Trading:
MT4/MT5 Add-ons:
Guaranteed Stop Loss:
Negative Balance Protection:
Bonuses and Promotions:
Unique Feature One:
Large trading communityHigh leverage
Unique Feature Two:
Copy-trading platformLow trading costs
Broker Offers:
*74% of retail CFD accounts lose money


Neither broker supports algorithmic trading solutions, but eToro is a social trading broker, placing it ahead of XTB, which maintains a better trading environment for scalpers and high-frequency traders.

Available Markets

Available MarketseToroXTB
Currency Pairs:
Cryptocurrency Pairs:
Commodities and Metals:
Options, Futures, and Synthetics:
Maximum Retail Leverage:
Maximum Pro Leverage:

Both brokers feature 2,000+ CFDs and maintain a balanced asset selection, with most trading instruments covering global equities. eToro takes an overall lead due to 220+ETFs, in-house managed thematic portfolios, and its choice of cryptocurrencies. They include physical cryptocurrency trading and staking. Neither has a broad-based Forex selection, but sufficient for many traders.

Typical Spreads & FeeseToroXTB
Minimum Raw Spreads:
Not applicableNot applicable
Minimum Standard Spreads:
1.0 pips0.1 pips
Minimum Commission for Forex:
Commission for Equity CFDs:
0.09%0.08% per lot
Cash Rebates:
Execution Type:
Market MakerNDD

XTB bests eToro with its pricing environment. The EUR/USD costs a minimum of $1.00 at XTB versus $10.00 at eToro. The difference in average costs is narrower but remains significant. Commissions on equity CFDs are also lower at XTB versus eToro, where the latter only offers commission-free trading on unleveraged equity buy orders.

Security and Trust


Country of the RegulatorName of the RegulatorLicense Number
Cyprus Securities Exchange Commission109/10
Financial Conduct Authority583263
Australian Securities and Investments Commission491139
Financial Services AuthoritySD076


Country of the RegulatorName of the RegulatorLicense Number
Komisja Nadzoru Finansowego0000217580
International Financial Services Commission000302/185
Financial Conduct Authority522157
Cyprus Securities and Exchange Commission169/12
Comisión Nacional del Mercado de Valores40
South Africa
Financial Sector Conduct Authority49970

eToro and XTB segregate client deposits from corporate funds and offer negative balance protection. Both maintain a secure trading environment. XTB is publicly listed in Poland while eToro plans a US listing.

eToro vs IQ Option – Verdict


Copy-trading with a community numbering almost 25 million tradersHigher minimum deposit requirement but within a reasonable range
User-friendly web-based trading platform and mobile appAbsence of MT4 and no algorithmic trading
Quality educational offering for beginner traders via videos
Balanced asset selection with a focus on equity CFDs and ETFs


Outstanding trading costs, ranking among the best Forex spreads industry-wideLimited deposit and withdrawal methods
Well-balanced asset selection with high leverageAbsence of MT4 and no algorithmic trading
Fast NDD order execution and deep liquidity
Quality training academy for beginner traders

eToro offers social traders a high-quality trading environment, where equity and cryptocurrency traders get an edge over XTB. Scalpers and high-frequency traders get a superior platform at XTB, driven by lower trading costs. Overall, eToro bests XTB amid a trading environment that appeals to a broader trader base.

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