Capital.com versus Trading212

UK-Belarusian broker Capital.com grew into one of the most dominant cryptocurrency brokers with 384 CFDs and a total asset selection of 6,400+. Cutting-edge trading tools include AI-assisted trade analysis and its educational app, Investmate. Traders may rely on the well-known MT4 trading platform or select the proprietary Capital.com Web Platform.

UK-Bulgarian competitor Trading212 offers Forex traders 180+ currency pairs and 10,000+ CFDs, catering to investors and traders alike. It deploys its proprietary web-based trading platform, also available as a mobile app, and presents fractional share dealing from as little as £1.00 plus its AutoInvest feature.

Both brokers maintain a secure trading environment. Capital.com and Trading 212 cater well to beginner traders, but Capital.com also supports algorithmic trading, notably missing at Trading212.

We have conducted an in-depth review of Capital.com and Trading212 to determine which one presents the better overall choice and which traders will benefit the most at either broker.

Features and Platforms

Features & PlatformsCapital.com (visit site)Trading 212 (visit site)
Headquarter:UK, BelarusUK, Bulgaria
Established :
20162006
Retail Loss Rate:
81.40%68.00%
Regulation:
Minimum Deposit:
$20$1
Demo Account:
Managed Account:
Islamic Account:
Inactivity Fee
Deposit Fee:
Third-Party0.70% (after total deposits of £2,000)
Withdrawal Fee
Third-PartyThird-Party
Funding Methods:
43 (availability dependent on location)12
MT4:
MT5:
cTrader:
Proprietary Platform:
Automated Trading:
Yes (MT4 only)
Social / Copy Trading:
Yes (MT4 only)
MT4/MT5 Add-ons:
Guaranteed Stop Loss:
Negative Balance Protection:
Bonuses and Promotions:
Unique Feature One:
Excellent asset selectionFractional share dealing
Unique Feature Two:
Cutting-edge proprietary trading platformAutoInvest and Pies
Broker Offers:

Noteworthy:

Capital.com maintains a more sophisticated trading environment. Trading212 focuses on beginners but also offers UK ISA accounts.

Available Markets

Available MarketsCapital.comTrading212
Currency Pairs:YesYes
Cryptocurrency Pairs:
YesYes
Commodities and Metals:
YesYes
Indices:
YesYes
Equities:
YesYes
Bonds:
NoNo
ETFs:
YesYes
Options, Futures, and Synthetics:
NoNo
Maximum Retail Leverage:
1:301:30
Maximum Pro Leverage:
1:5001:500

Capital.com shines with 138 currency pairs and 384 cryptocurrency CFDs. The overall choice of trading instruments remains well-balanced, with the bulk consisting of 5,899 equity CFDs and ETFs. Trading212 trumps Capital.com with its Forex selection of 180+ and its total asset list of 10,000+ but fails to present the same overall balance as Capital.com.

Typical Spreads and Fees

Typical Spreads & FeesCapital.comTrading212
Minimum Raw Spreads:
Not applicableNot applicable
Minimum Standard Spreads:
0.6 pipsUnspecified
Minimum Commission for Forex:
Commission-freeCommission-free
Commission for CFDs/DMA:
Commission-freeCommission-free
Commission Rebates:
Not applicableNot applicable
Execution Type:
Market MakerMarket Maker

Both brokers offer a commission-free trading environment. The lack of transparency at Trading212, which merely notes the addition of spreads unless using Advanced Trade, remains unacceptable. Capital.com offers Forex traders a minimum spread of 0.6 pips or $6.00 per 1.0 lot. Trading212 notes a 0.50% currency conversion fee for CFD traders, 0.15% for investors.

Security and Trust

Trading212

Country of the RegulatorName of the RegulatorLicense Number
UK
Financial Conduct AuthorityRegister Number 609146
Bulgaria
Financial Supervision CommissionRegister Number 03-0237
Cyprus
Cyprus Securities and Exchange CommissionLicense Number 398/21

Capital.com

Country of the RegulatorName of the RegulatorLicense Number
UK
Financial Conduct Authority (FCA)License Number 793714
Cyprus
Cyprus Securities and Exchange CommissionLicense Number 319/17
Australia
Australian Securities and Investments Commission (ASIC)License Number 513393
Belarus
National Bank of the Republic of Belarus (NBRB)Registration Number 193225654

Capital.com and Trading212 offer negative balance protection and an equally secure trading environment. Client deposits remain segregated from corporate funds, and operating subsidiaries in the UK and Cyprus have an investor compensation fund, up to £85,000 in the UK, and €20,000 or 90% of the portfolio in Cyprus.

Trading212 vs Capital.com – Verdict

Trading212

ProsCons
Market-leading currency and commodities selectionLow leverage for retail traders
Fractional share dealing and AutoInvestMT4 trading platform not available
YouTube educational channelLimited pricing transparency suggesting high trading costs
Low minimum deposits from as little as $1

Capital.com

ProsCons
Excellent Forex and cryptocurrency selectionLimited deposit and withdrawal methods for many international clients
A competitive commission-free pricing environment
Award-winning proprietary trading platform alongside MT4
High-quality educational section built around Investmate

Equity traders with smaller portfolios will appreciate fractional share investing at Trading212, but the overall trading environment offers higher quality tools across the board at Capital.com. The absence of MT4 and algorithmic trading at Trading212 is notable. Capital.com additionally features a competitive and transparent pricing environment. The Trading212 community confirms an unacceptable cost structure, and swap rates are five times higher than most competitors.

You might also be interested in reviewing the below broker comparisons:

FAQs

Why is Trading212 not recommended?

Trading212 features high trading costs and lacks overall transparency.

Is there a catch with Trading212?

Trading212 advertises low costs but features one of the most expensive pricing environments industry wide. Liquidity is also an issue, with excessive mark-ups during each session.

Is my money safe in Trading212?

Trading212 segregates client deposits from corporate funds, which remain safe per industry standards.

Most Visited Forex Broker Reviews