Capital.com versus Trading212
UK-Belarusian broker Capital.com grew into one of the most dominant cryptocurrency brokers with 384 CFDs and a total asset selection of 6,400+. Cutting-edge trading tools include AI-assisted trade analysis and its educational app, Investmate. Traders may rely on the well-known MT4 trading platform or select the proprietary Capital.com Web Platform.
UK-Bulgarian competitor Trading212 offers Forex traders 180+ currency pairs and 10,000+ CFDs, catering to investors and traders alike. It deploys its proprietary web-based trading platform, also available as a mobile app, and presents fractional share dealing from as little as £1.00 plus its AutoInvest feature.
Both brokers maintain a secure trading environment. Capital.com and Trading 212 cater well to beginner traders, but Capital.com also supports algorithmic trading, notably missing at Trading212.
We have conducted an in-depth review of Capital.com and Trading212 to determine which one presents the better overall choice and which traders will benefit the most at either broker.
- Features and Platforms
- Available Markets
- Typical Spreads and Fees
- Security and Trust
- Capital.com versus Trading212 - Verdict
Features and Platforms
| Features & Platforms | Capital.com (visit site) | Trading 212 (visit site) |
 |  | |
| Headquarter: | UK, Belarus | UK, Bulgaria |
Established : | 2016 | 2006 |
Retail Loss Rate: | 81.40% | 68.00% |
Regulation: | ||
Minimum Deposit: | $20 | $1 |
Demo Account: | ||
Managed Account: | ||
Islamic Account: | ||
Inactivity Fee | ||
Deposit Fee: | Third-Party | 0.70% (after total deposits of £2,000) |
Withdrawal Fee | Third-Party | Third-Party |
Funding Methods: | 43 (availability dependent on location) | 12 |
MT4: | ||
MT5: | ||
cTrader: | ||
Proprietary Platform: | ||
Automated Trading: | Yes (MT4 only) | |
Social / Copy Trading: | Yes (MT4 only) | |
MT4/MT5 Add-ons: | ||
Guaranteed Stop Loss: | ||
Negative Balance Protection: | ||
Bonuses and Promotions: | ||
Unique Feature One: | Excellent asset selection | Fractional share dealing |
Unique Feature Two: | Cutting-edge proprietary trading platform | AutoInvest and Pies |
Broker Offers: |
Noteworthy:
Capital.com maintains a more sophisticated trading environment. Trading212 focuses on beginners but also offers UK ISA accounts.
Available Markets
| Available Markets | Capital.com | Trading212 |
| Currency Pairs: | Yes | Yes |
Cryptocurrency Pairs: | Yes | Yes |
Commodities and Metals: | Yes | Yes |
Indices: | Yes | Yes |
Equities: | Yes | Yes |
Bonds: | No | No |
ETFs: | Yes | Yes |
Options, Futures, and Synthetics: | No | No |
Maximum Retail Leverage: | 1:30 | 1:30 |
Maximum Pro Leverage: | 1:500 | 1:500 |
Capital.com shines with 138 currency pairs and 384 cryptocurrency CFDs. The overall choice of trading instruments remains well-balanced, with the bulk consisting of 5,899 equity CFDs and ETFs. Trading212 trumps Capital.com with its Forex selection of 180+ and its total asset list of 10,000+ but fails to present the same overall balance as Capital.com.
Typical Spreads and Fees
| Typical Spreads & Fees | Capital.com | Trading212 |
Minimum Raw Spreads: | Not applicable | Not applicable |
Minimum Standard Spreads: | 0.6 pips | Unspecified |
Minimum Commission for Forex: | Commission-free | Commission-free |
Commission for CFDs/DMA: | Commission-free | Commission-free |
Commission Rebates: | Not applicable | Not applicable |
Execution Type: | Market Maker | Market Maker |
Both brokers offer a commission-free trading environment. The lack of transparency at Trading212, which merely notes the addition of spreads unless using Advanced Trade, remains unacceptable. Capital.com offers Forex traders a minimum spread of 0.6 pips or $6.00 per 1.0 lot. Trading212 notes a 0.50% currency conversion fee for CFD traders, 0.15% for investors.
Security and Trust
Trading212
| Country of the Regulator | Name of the Regulator | License Number |
UK | Financial Conduct Authority | Register Number 609146 |
Bulgaria | Financial Supervision Commission | Register Number 03-0237 |
Cyprus | Cyprus Securities and Exchange Commission | License Number 398/21 |
Capital.com
| Country of the Regulator | Name of the Regulator | License Number |
UK | Financial Conduct Authority (FCA) | License Number 793714 |
Cyprus | Cyprus Securities and Exchange Commission | License Number 319/17 |
Australia | Australian Securities and Investments Commission (ASIC) | License Number 513393 |
Belarus | National Bank of the Republic of Belarus (NBRB) | Registration Number 193225654 |
Capital.com and Trading212 offer negative balance protection and an equally secure trading environment. Client deposits remain segregated from corporate funds, and operating subsidiaries in the UK and Cyprus have an investor compensation fund, up to £85,000 in the UK, and €20,000 or 90% of the portfolio in Cyprus.
Trading212 vs Capital.com – Verdict
Trading212
| Pros | Cons |
| Market-leading currency and commodities selection | Low leverage for retail traders |
| Fractional share dealing and AutoInvest | MT4 trading platform not available |
| YouTube educational channel | Limited pricing transparency suggesting high trading costs |
| Low minimum deposits from as little as $1 |
Capital.com
| Pros | Cons |
| Excellent Forex and cryptocurrency selection | Limited deposit and withdrawal methods for many international clients |
| A competitive commission-free pricing environment | |
| Award-winning proprietary trading platform alongside MT4 | |
| High-quality educational section built around Investmate |
Equity traders with smaller portfolios will appreciate fractional share investing at Trading212, but the overall trading environment offers higher quality tools across the board at Capital.com. The absence of MT4 and algorithmic trading at Trading212 is notable. Capital.com additionally features a competitive and transparent pricing environment. The Trading212 community confirms an unacceptable cost structure, and swap rates are five times higher than most competitors.
FAQs
Why is Trading212 not recommended?
Trading212 features high trading costs and lacks overall transparency.
Is there a catch with Trading212?
Trading212 advertises low costs but features one of the most expensive pricing environments industry wide. Liquidity is also an issue, with excessive mark-ups during each session.
Is my money safe in Trading212?
Trading212 segregates client deposits from corporate funds, which remain safe per industry standards.