Capital.com Review

Review

Capital.com offers traders cutting-edge trading tools, AI-assisted trade analysis, a competitively priced commission-free pricing environment, and a well-balanced asset selection. The key question I have focused on answering in this review is whether the Capital.com’s trading environment delivers an edge with its advertised tight spreads and fast order execution. Is Capital.com the right broker for you?

Pros

  • Excellent Forex and cryptocurrency selection

  • A competitive commission-free pricing environment

  • Award-winning proprietary trading platform alongside MT4

  • High-quality educational section built around Investmate

Cons

  • Leverage for FCA/CySEC clients restricted to 1:30

  • Limited deposit and withdrawal methods for many international clients

Summary

Capital.com - A leading Forex and cryptocurrency broker with excellent trading conditions

Headquarters

UK, Belarus

Regulation

FCA, CySEC, ASIC, NBRB

Established

2016

Execution Type

Market Maker

Minimum Deposit

$20

Maximum Retail Leverage

1:30

Trading Platform(s)

MT4, proprietary trading platform

I like that Capital.com does not ignore the benefits of MT4, the market leader in algorithmic trading and used by tens of millions of traders globally, despite also offering a cutting-edge proprietary trading platform.

Capital.com – Key Takeaways

  • Excellent Forex and cryptocurrency selection, ranking among the best industry.
  • Competitive commission-free pricing environment, deep liquidity, and fast order execution.
  • Cutting-edge proprietary trading platform alongside MT4.
  • In-depth analytics, market commentary, and Capital.com TV.

Capital.com Main Features

Retail Loss Rate

75.26%

Regulation

Yes

Minimum Raw Spreads

Not applicable

Minimum Standard Spreads

0.6 pips

Minimum Commission for Forex

Commission-free

Commission for CFDs/DMA

Commission-free

Commission Rebates

Not applicable

Minimum Deposit

$20

Demo Account

Yes

Managed Account

No

Islamic Account

No

Inactivity Fee

No

Deposit Fee

Third-party

Withdrawal Fee

Third-party

Funding Methods

43 (availability dependent on location)

 

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Regulation and Security

Trading with a regulated broker will limit the potential for fraud and malpractice. I always recommend traders to check for regulation and verify it with the regulator by checking the provided license with their database. Capital.com presents clients with three well-regulated entities.

Country of the Regulator

Name of the Regulator

Regulatory License Number

UK

 

Financial Conduct Authority (FCA)

License Number 793714

Cyprus

Cyprus Securities and Exchange Commission

License Number 319/17

Australia

 

Australian Securities and Investments Commission (ASIC)

License Number 513393

Belarus

 

National Bank of the Republic of Belarus (NBRB)

Registration Number 193225654

Reasons I prefer the Cyprus subsidiary:

  • Broadest deposit and withdrawal options.
  • Negative balance protection.
  • Segregation of client deposits from corporate funds, namely with RBS in the UK and Raiffeisen Bank in Austria.
  • Accounts audited by Big Four accountancy Deloitte, one of the most well-known and respected financial auditors globally.
  • All transactions adhere to the PCI Data Security Standards.

Note that several of these benefits are also available through other subsidiaries.

What is missing?

  • Higher leverage and flexible trading conditions for retail traders.
  • Third-party insurance.
  • Details about the core management team.

Noteworthy:

  • The Cyprus subsidiary offers an investor compensation fund up to 90% or €20,000 of deposits but more restrictive trading conditions.
  • The UK subsidiary offers an £85,000 compensation fund plus an option to return its regulatory environment to the pre-ESMA crackdown on leverage and bonuses.
  • Capital.com has a clean regulatory track record.
  • Transparent broker with all necessary documents published on its website, including Pillar 3 disclosures and Key Information Documents (KID).

More than 788,000 traders trust Capital.com with their deposits and portfolios, and Capital.com remains highly ranked on Trustpilot, Google Play, and the Apple App Store.

Capital.com Regulators

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Fees

I rank trading costs among the most defining aspects when evaluating a Forex broker, as they directly impact profitability.

Capital.com offers traders one cost structure:

  • Commission-free trading costs start at 0.6 pips or $6 per 1 standard lot.
  • Capital.com levies swap rates on leveraged overnight positions only on the borrowed amount for cryptocurrencies, shares, and thematic investments, resulting in a competitive pricing advantage.
  • Swap rates apply on the entire position value for Forex, commodities, and indices.

Noteworthy:

  • Capital.com offers tight spreads and fast order execution, making overall trading costs cheaper versus most competitors.

Here is a screenshot of Capital.com live quotes during the London-New York overlap session, the most liquid one, where traders usually get the lowest spreads:

Capital.com Live Forex Quotes

How does the Capital.com pricing environment benefit traders?

I recommend traders consider the following:

  • The 0.6 pips commission-free minimum spread at Capital.com ranks on par with most of the competitive commission-based offers.
  • Commission-free equity CFDs with tight spreads result in higher profits for traders.
  • Swap rates remain lower than the industry average and apply only on the borrowed amount for select asset classes, making longer-term trading less expensive.
  • The absence of currency conversion fees makes trades quoted in a currency other than the account base currency cheaper, a notable benefit when trading Forex.

What is missing at Capital.com?

  • A volume-based reward program that lower trading costs further.

The average trading costs for the EUR/USD in the commission-free Capital.com account:

Average Spread

Commission per Round Lot

Cost per 1 Standard Lot

0.6 pips

$0.00

$6.00

Noteworthy:

  • Spreads at Capital.com are tight, confirming the availability of deep liquidity, ideal for scalpers and high-frequency traders.

One of the most ignored trading costs is swap rates on leveraged overnight positions. Depending on the trading strategy, it may become the most significant fee per trade. I always recommend that traders check them before evaluating the total trading costs.

Noteworthy:

  • Capital.com levies swap rates only on the borrowed amount for cryptocurrencies but the entire position value for Forex trading.

MT4 traders can access swap rates from their platform by following these steps:

1. Right-click on the desired symbol in the Market Watch window and select Specification.

2. Scroll down until you see Swap Long and Swap Short.

Below is a list of trading cost examples for buying and selling the EUR/USD, holding the trade for one night and seven nights, in the commission-free Capital.com account.

Taking a 1 standard lot buy/sell position, in the EUR/USD at the average spread and holding it for one night will cost the following:

Minimum Spread

Commission per Round Lot

Swap Long

Swap Short

Total Trading

Costs

0.6 pips

 

$0.00

-$6.440

X

$12.440

0.6 pips

 

$0.00

X

$1.265

$7.265

Taking a 1 standard lot buy/sell position, in the EUR/USD at the average spread and holding it for seven nights will cost the following:

Minimum Spread

Commission per Round Lot

Swap Long

Swap Short

Total Trading

Costs

0.6 pips

 

$0.00

-$45.080

X

$51.080

0.6 pips

 

$0.00

X

$8.855

$14.855

My additional comments concerning trading costs at Capital.com:

  • Capital.com does not list currency conversions costs
  • An inactivity fee does not exist
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What Can I Trade

I like the well-balanced asset selection at Capital.com, especially its exposure to the Forex and cryptocurrency markets, where traders get choices of 138 and 205 assets, respectively. Capital.com also offers exotic currency pairs like the Mexican Peso, Belarusian Ruble, Hungarian Forint, or Thai Bhat, to name a few. It makes Capital.com a market leader in both sectors as a duo.

Capital.com offers most traders an excellent equity CFD selection, consisting of large-cap and mid-cap companies.

What is missing?

  • I would like small-cap alternatives and ETFs, but the overall asset selection remains notably more diversified versus most competitors.

Asset List and Leverage Overview

Currency Pairs

138

Cryptocurrency Pairs

205

Commodities and Metals

19

Index CFDs

23

Equity CFDs

3,646

Bonds

0

ETFs

0

Options, Futures, and Synthetics

0

Maximum Retail Leverage

1:30

Maximum Pro Leverage

1:500

Capital.com Leverage

Retail traders at Capital.com get maximum leverage up to 1:30 at all four operating subsidiaries. Professional traders get access to 1:500, but negative balance protection only applies for leveraged accounts up to 1:50, making it a high-risk approach which I cannot recommend.

Also noteworthy about Capital.com leverage:

  • Negative balance protection is given, ensuring traders never lose more than their deposit, applicable to all retail trading accounts.

Capital.com Trading Hours (UCT Server Time)

Asset Class

From

To

Cryptocurrencies

Monday 00:00

Sunday 24:00

Forex

Sunday 22:05

Friday 22:00

Commodities

Sunday 23:05

Friday 22:00

European CFDs

Monday 08:00

Friday 16:30

US CFDs

Monday 14:30

Friday 21:00

Noteworthy:

  • Equity markets open and close each trading and are not operational continuously like Forex and cryptocurrencies

I recommend the following step for MT4 traders to access trading hours:

1. Right-click on the desired symbol in the Market Watch window and select Specification.

2. Scroll down until you see Sessions.

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Account Types

Capital.com offers the same CFD trading account type to all traders. A professional account upgrade is available to qualifying traders, and UK-based clients may opt for a tax-free spread betting account. A share investing option is also available, ideal for long-term strategies without using leverage.

Traders must decide the following:

  • Do they qualify for a professional account, unlocking higher leverage for less protection?
  • Are they eligible for a tax-free spread betting account (the UK and Irish traders)?

My observations concerning the Capital.com account types:

  • Most traders will trade in CFDs at Capital.com, available from a minimum deposit of only $20, making it one of the most accessible accounts across the industry.
  • Algorithmic trading and copy trading are available in the MT4 trading platform.
  • MAM/PAMM accounts for traditional account management is not available.
  • Capital.com offers spread betting to eligible traders.
  • Long-term investor will benefit from the share investing account, where 1,000+ assets await.
  • Retail accounts get 100% negative balance protection, but not more than 1:30 leverage.
  • Professional traders get higher leverage but negative balance protection only up to 1:50, and traders may lose more than their deposits.
  • Capital.com does not offer Islamic accounts.
  • Corporate accounts are available via Capital.com Prime.

My recommendations:

  • Unless traders reside within the UK or Ireland, making them eligible for tax-free spread betting, the CFD account remains the best option.
  • Investor should opt for the unleveraged share investing account.
  • Professional traders should limit their maximum leverage to 1:50.

Capital.com Demo Account

Unlimited demo accounts are available at Capital.com. MT4 offers more flexibility and is ideal for testing EAs or different trading strategies. I want to caution that demo trading may promote wrong trading behaviour for beginner traders, especially if the account balance is excessive. It can also create unrealistic trading expectations.

My recommendation:

  • MT4 offers flexible deposits, and traders should select one of a similarly sized balance to what they plan to deposit in a live trading account.
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Trading Platform

Capital.com developed its proprietary web-based trading platform, a cutting-edge solution for manual traders, also available as a highly rated mobile app. Algorithmic traders get the trusted MT4 trading platform, which also comes with an embedded copy trading service. Traders may use MT4 as a desktop client, a web-based alternative, and a mobile app.

The cutting-edge features of the proprietary Capital.com web-based trading platform are:

  • In-depth technical analysis
  • Actionable trading ideas
  • Financial articles
  • Seamless multi-chart toggling
  • Personalized watchlists
  • Hedging and risk management tools
  • TradingView
  • AI-powered post-trade behavioral analysis

What is missing?

  • MT4 add-ons are unavailable, leaving traders with the core MT4 version and a sub-standard trading solution.
  • No API trading to connect advanced trading solutions to the Capital.com infrastructure.
  • VPS hosting is not available.

My observations:

  • Manual traders should use the proprietary Capital.com trading platform, as it presents a superior solution to MT4.
  • Algorithmic and copy traders must trade with the MT4 desktop client, as it remains the only one supporting both trading styles.

Overview of Trading Platforms

MT4

Yes

MT5

No

cTrader

No

Proprietary/Alternative Platform

Yes

Automated Trading

Yes (MT4 only)

Social Trading / Copy Trading

Yes (MT4 only)

MT4/MT5 Add-Ons

No

Guaranteed Stop Loss

No

Negative Balance Protection

Yes

Unique Feature One

Excellent asset selection

Unique Feature Two

Cutting-edge trading proprietary platform

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Unique Features

Capital.com executes exceptionally well in its core trading environment. I rate this as a feature worth noting. The Capital.com TV webcast also offers exceptional value and offers traders excellent videos covering a wide range of trading-related content. 

Capital.com TV

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Research and Education

Capital.com offers trading signals embedded within its proprietary trading platform. Chief Market Strategist David Jones leads the in-house research team with market commentary and trading ideas on Capital.com TV.

Investmate is at the core of the educational platform at Capital.com, available for Android and iOS devices. I also recommend the five lessons presented on the website, consisting of numerous sub-categories, with a quiz to conclude each topic.

Another high-quality educational resource is the Capital.com official YouTube channel. Traders get 675 videos, updated regularly, with 126K subscribers, including free 30-minutes webinars hosted by David Jones.

My takeaways:

  • Capital.com deliver quality content, comprehensive analytics and includes educational value within the research sector for a competitive trading service available to clients and non-clients alike.
  • Besides the well-executed Capital.com TV stream, beginner traders get quality content from the News section, divided into numerous sub-categories.
  • Investmate remains one of the best educational platforms industry-wide, with 30+ interactive courses.

My recommendations:

  • Traders may rely on the quality research at Capital.com to confirm their trading signals.
  • MT4 has thousands of EAs, and traders may explore them to determine if they suit their trading style.
  • Traders should seek additional information from trusted third parties free of charge for a more comprehensive overall educational approach.
  • The glossary provides a valuable list of terminology.
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Customer Support

Customer support is available via live chat, e-mail, eight phone numbers, or webform. Capital.com states it offers 24/7 customer support.

Capital.com Customer Support

Capital.com explains its products and services well, ensures flawless operations, and notes its system status. I doubt traders will require customer support, but it I readily available.

My recommendations:

  • Traders should read the FAQ section before reaching out to a customer service representative.
  • Capital.com provides phone support, ideal for urgent matters.
  • Live chat is the most convenient option for non-critical issues.
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Bonuses and Promotions

At the time of this review, Capital.com neither offered bonuses nor promotions. I want to note the quality affiliate program, allowing traders to create a passive income stream. A $250 refer-a-friend program is also available for casual referrals.

Capital.com Partnership Program

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Opening an Account

I like the initial step of opening a Capital.com, taking less than ten seconds to complete.

Capital.com Account Opening

It requires only an e-mail address and password, and traders may use their Facebook, Google, or Apple accounts to sign-up.

Capital.com conducts a source of funds check, which many brokers do not require. Traders may also have to fill out an unnecessary questionnaire, all due to regulatory requirements.  It may discourage some traders, but limits exist, which require no proof.

Account verification is mandatory, and most traders will complete it after sending a copy of their ID and one proof of residency document.

Minimum Deposit

The minimum deposit for the Capital.com account is only $20.

Payment Methods

Capital.com offers bank wires and credit/debit cards to most international traders. Depending on the geographic location, localized options exist. EU/EEA traders also have access to ApplePay, PayPal, 2C2P, Sofort, Ideal, Giropay, Multibanco, Prezelewy, Qiwi, Webmoney, and Trustly.

Accepted Countries

Capital.com caters to most international traders and does not list restrictions on its website. Like almost all international brokers, US-person clients cannot open trading accounts at Capital.com.

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Deposits and Withdrawals

All financial transactions take place in the secure back office of Capital.com or via the mobile trading app.

My observations:

  • Most deposits and withdrawals remain free of charge, but third-party processing fees may apply.
  • Capital.com does not list a currency conversion fee.
  • Capital.com processes all withdrawals within 24 hours, but it may take up to five business days for funds to arrive, depending on the payment processor.
  • Most international traders can only deposit via costly bank wires or credit/debit cards.
  • EU/EEA traders have access to many online payment processors.
  • Not all deposit and withdrawal methods are available to all traders, dependent on the location.
  • Capital.com offers more deposit methods than withdrawal options, resulting in costly bank withdrawals.
  • The minimum deposit is $20 or a currency equivalent.

My recommendations:

  • Traders should select the payment processor with the lowest fees for regular use.
  • I also recommend checking the costs from the payment processor to the bank account unless a debit/credit card is available.
  • It is ideal to use an option besides the bank or credit/debit card used for day-to-day financial operations.

Capital.com Deposits

Capital.com Withdrawals

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General Information

Company Information

  • Broker's Name : Capital.com
  • Headquarters : Cyprus
  • Regulation :

Account Information

  • Type of Broker : Market Maker
  • U.S. Clients Allowed :
  • Minimum Deposit : $20 or a currency equivalent
  • Maximum Leverage : 1:30 retail, 1:500 professional
  • Commissions / Spreads : Spread
  • Account 1 : Standard
  • Account 2 : Plus
  • Account 3 : Premier
  • Account 4 : Professional
  • Demo Account :
  • Islamic Account :
  • Segregated Account :
  • Managed Accounts :
  • Institutional Accounts :
  • Deposit Options :
  • Withdrawal Options :

Instruments Traded

  • ETFs :
  • CFDs :
  • Commodities :
  • Metals :
  • Stocks :
  • Oil :
  • Gold :
  • Binary Options :
  • Indices :

Trading Platforms

  • Type of Platform : MetaTrader 4, Proprietary platform, Web-based
    • Platform Languages :
      • English
      • Swedish
      • Thai
      • Malay
      • Russian
      • Chinese
      • German
      • Italian
      • Spanish
      • Other
    • OS Compatibility :
      • Mac
      • Windows
      • Linux
      • Mobile
      • Web
      • iPhone
      • iPad
  • Trading Signals :
  • Charting Package :
  • Market Analysis :
  • Chart Trading :
  • Automated Trading :
  • Scalping :
  • Hedging :
  • Mobile Alerts :
  • E-mail Alerts :
  • Trailing Stops :
  • Guaranteed Stop Loss :
  • Guaranteed Execution :
  • One-click Execution :
  • OCO Orders :
  • Interest on Margin :
  • Web-based Trading :
  • Mobile Trading :

Customer Support

    • Website Languages :
      • English
      • Hungarian
      • Polish
      • Swedish
      • Bahasa
      • Thai
      • Portuguese
      • Russian
      • Chinese
      • German
      • French
      • Italian
      • Spanish
      • Other
  • Support Hours : 24/7
  • E-mail Support :
  • SMS Support :
  • Chat :
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Bottom Line

I like the trading environment at Capital.com, especially for Forex and cryptocurrency traders, as the asset selection and trading costs remain excellent. Beginner traders get a high-quality educational platform and Capital.com valuable competitive in-house research. Capital.com also caters to asset management firms via its Prime Capital division. Capital.com TV is a hidden gem, and the competitive Capital.com’s high-quality trading environment deserves serious consideration by committed traders.

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Capital.com vs Comparisons

Broker Alternatives

We have gathered a list of the top broker alternatives to Capital.com, and conducted an in-depth broker comparison to assist you in choosing the right broker for your trading needs.

Capital.com vs Eightcap

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FAQs

Is Capital.com legit?

Capital.com is a legit broker operating with oversight from four regulators. In its relatively short history, Capital.com has established itself as a reliable brokerage.

How do you trade on Capital.com?

Traders can either download the proprietary mobile app, use the webtrader, or the MT4 desktop client.

Is Capital.com suitable for new traders?

Beginner traders get a high-quality educational platform, making Capital.com ideal for new traders.

Can you trade shares at Capital.com?

Capital.com offers a selection of more than 1,000 stocks for share trading.

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User Reviews

Did you have a good experience with this broker? A bad one? Tell our team and traders worldwide about your experience in our User Reviews tab. Your email address will not be posted.

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15 User Reviews
Sirgio Pablo

Forex and crypto trades are volatile, and it took me time to get a working forex strategy . I have used many indicators on the capital platform when I was trying to get a strategy. Saying it ended well is a good conclusion because I now trade with a trusted strategy. Having capital on tradingview also makes the charts better. It is easy to make analysis. Another importance of capital.com in tradingview is that when my system crashed, I only had to log in to the tradingview site to continue my trades. With my former broker, when I had issues with my laptop, I had to first download the app and start some strenuous security check. Pros - can check the chat from any system by simply visiting the tradingview site Cons - the courses on indices should be better. I would like to know more.

Sergio

Actually, I like the platform. It's very easy to use, intuitive and simple. There is also a bunch of educational videos and articles.

Gerardo

This broker makes it easy for me to trade stocks ( I hold on a very long term base) and crypto (scalping and day trading) in different ways. I could trade as an investor, taking long trades that might last for weeks or even months. It is easier for me to make money due to these flexibilities as I only take positions based on what the market offers and not on predetermined styles. One could easily create an account here and start trading almost immediately. The broker is very cool

Eunice Besiera

Transparent broker I prefer this broker because there is good platform and high transparency regarding all trading costs. Everything is provided in front screen. Absolutely no hidden costs. For major forex pairs I have spreads of only few pips, during high volatility majors can go up to 10 pips, but it is in line with market conditions. For overnight open positions with leverage, there is quite small swap rate which is charged only on leverage used, not on total open position. Overall, I am very satisfied with conditions here.

Andre Irawan

Good broker for us stocks For some time now I am trading us stocks here and I am more than satisfied with conditions, which are, in my opinion better than with some us brokers. List of stocks is quite good as all largest companies are there but also some good smaller ones. Trading spreads are indeed low some 0.03-0.06 pips. Leverage allowed is depending on stock but mostly 20:1

Tene T.

This is one very honest broker, offering good and quality service. I also find that there are good conditions for trading share CFDs. There is large number of shares available for trading from all over the world. In addition, there are no junky shares. Leverage is 5:1, which is ok. Spreads are low. I didnt have any issues with withdrawals, except that it takes couple of days as I am receiving through bank wire. Eventually there is option for Skrill or Netteler, which I suppose might be faster :)

Ali Hasbi

good experience so far, no comissions, us and german stocks with tight spreads

abdol

they gave me no trading advices but recommend to try demo and also download their app called invesimate. It's really good one =) many useful information about trend trading with examples!

Ivaylo

I am trading indices and ETFs with this broker. I have chosen capital because of the number of indexes to trade from all over the world. Platform works fine, funds withdrawals also. No major issue to note here. For now I have us index ( s&p and us30) and etf by ishares

Peter

It is very suitable for investors.

Elmer

Very nice and friendly app. Easily to trade.

Alex

Excellent broker. The platform is very easy to use.

Iva Dimitrova

I m trading (not professional) with them for 4 months already and no probems at all, withdrowing money is correct and fast, deposit money is availabale with apple pay and very fast. As a person who just started to trade before 4 months I am very catisfied from them!

DailyForex

Hi, no Capital.com has offices in London, Gibraltar, Limassol and a development center in Minsk.

Edward McVeigh

Is that fx capital.com based in holland

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