Investous Review

Review

Investous, owned by Belize investment firm IOS INVESTMENTS Limited, offers traders a competitive selection of cryptocurrency CFDs from its web-based trading platform. It also presents the trusted MT4 platform and features trading tools from TipRanks and Trading Central. I reviewed this broker to determine if Investous delivers on its claim concerning its simplistic, user-friendly trading platform. Should you trade at Investous?

Pros

Cons

User-friendly web-based trading platform for beginner traders

Higher minimum deposit but within a reasonable range

Trading tools from TipRanks and Trading Central

Costly withdrawals with conditions but a minimum of one free monthly withdrawal

Good choice of cryptocurrency CFDs

 

 

Competitive commission-free Forex trading costs

 

Summary

Investous Overview - A Beginner-Friendly Broker with Competitive Trading Tools

Headquarters

Belize, Cyprus

Regulation

IFSC, CySEC

Established

2018

Execution Type

Market Maker

Minimum Deposit

$250

Maximum Retail Leverage

1:30

Trading Platform(s)

MT4, web trader

Beginner traders will like the user-friendly web-trading platform at Investous, but I like a more in-depth educational offering. Investous is also an ideal broker for cryptocurrency CFD trading, where it maintains a broader list than many competitors.

Investous Main Features

Retail Loss Rate

75.12%

Regulation

Yes

Minimum Raw Spreads

Not applicable

Minimum Standard Spreads

0.6 pips

Minimum Commission for Forex

Commission-free

Commission for CFDs/DMA

Commission-free

Commission Rebates

Not applicable

Minimum Deposit

$250

Demo Account

Yes

Managed Account

No

Islamic Account

No

Inactivity Fee

€80 monthly after one month

Deposit Fee

No

Withdrawal Fee

Yes + Third-party

Funding Methods

4

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Regulation and Security

Trading with a regulated broker will limit the potential for fraud and malpractice. I always recommend traders to check for regulation and verify it with the regulator by checking the provided license with their database. Investous presents clients with two well-regulated entities.

Country of the Regulator

Name of the Regulator

Regulatory License Number

Belize

International Financial Services Commission

License Number 000349/173

Cyprus

 

Cyprus Securities and Exchange Commission

License Number 267/15

All traders outside the European Economic Area (EEA) will trade with the Belize subsidiary, operated by IOS INVESTMENTS Limited. The International Financial Services Commission (IFSC) is a trusted regulator offering more competitive trading conditions, but Investous opted to align them with its Cyprus subsidiary operated by F1 Markets Limited.

While the IFSC provides a trusted framework, I am missing the investor protection via a compensation fund offered by regulators like the Cyprus Securities and Exchange Commission (CySEC). Investous could increase client security via membership with the Hong Kong-based Financial Commission or third-party insurance. Cyprus-based LEVELTIME SERVICES Limited offers payment services to IOS INVESTMENTS Limited.

EEA traders will manage their portfolios with the CySEC subsidiary, compliant with MiFID II, where a €20,000 investor compensation fund protects deposits in the case of default by Investous.

Both entities segregate client deposits from corporate funds and offer negative balance protection, which I consider a requirement for leveraged trading. Investous maintains a clean track record but lacks operational experience. It is on the right track, as it slowly gains the trust of its growing client base.

Investous Regulation

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Fees

Investous lists spreads on its website under the account section, ranging between 1.6 pips and 3.0 pips or $16 to $30 per round lot. Both trading platforms show it as 0.6 pips or $6 per lot, making it a competitive commission-free offer, and I will use it in this review but prefer more clarity.

Minimum Spread

Commission per Round Lot

Cost per 1.0 Standard Lot

0.6 pips

$0.00

$6.00

Here is a screenshot of the Investous web-based trading platform during the London-New York overlap session, the most liquid one, where traders usually get the lowest spreads.

Investous Trading Platform

 

One of the most ignored trading costs is swap rates on leveraged overnight positions. Depending on the trading strategy, it may become the most significant fee per trade. I always recommend that traders check them before evaluating the total trading costs.

MT4 traders can easily access swap rates from their platform by following these steps:

1. Right-click on the desired symbol in the Market Watch window and select Specification.

2. Scroll down until you see Swap Long and Swap Short.

Below is a list of trading cost examples for buying and selling the EUR/USD, holding the trade for one night and seven nights, in the commission-free Investous account.

Taking a 1.0 standard lot buy/sell position, in the EUR/USD at the tightest spread and holding it for one night will cost the following:

Minimum Spread

Commission per Round Lot

Swap Long

Swap Short

Total Trading

Costs

0.6 pips

 

$0.00

-$4.82

X

$10.82

0.6 pips

 

$0.00

X

-$3.21

$9.21

Taking a 1.0 standard lot buy/sell position, in the EUR/USD at the tightest spread and holding it for seven nights will cost the following:

Minimum Spread

Commission per Round Lot

Swap Long

Swap Short

Total Trading

Costs

0.6 pips

 

$0.00

-$33.74

X

$39.74

0.6 pips

 

$0.00

X

$22.47

$28.47

I like the swap rates for buy orders at Investous, which remains among the best versus all brokers. Countering them are more expensive financing fees for sell orders, but the combination plus commission-free Forex spreads create an overall favorable pricing environment for most traders.

The only thing I dislike about costs at Investous is the inactivity fee, which kicks in after just one month at €80 monthly. It can increase trading pressure and increase trading losses, particularly for beginner traders. There are also certain withdrawal conditions allowing Investous to levy an internal cost of €80.

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What Can I Trade

Investous offers traders 55 currency pairs, 46 cryptocurrency pairs, 21 commodities, 39 index CFDs, 125 equity CFDs, and two ETFs. The choice of currency pairs is average, and Equity traders get access to some of the most traded and discussed names on social media. Investous maintains a competitive selection of cryptocurrency pairs, commodities, and index CFDs.

Asset List and Leverage Overview

Currency Pairs

55

Cryptocurrency Pairs

46

Commodities and Metals

21

Index CFDs

39

Equity CFDs

125

Bonds

0

ETFs

2

Options, Futures, and Synthetics

0

Maximum Retail Leverage

1:30

Maximum Pro Leverage

1:30

Investous Leverage

Retail traders get maximum leverage of 1:30 at both subsidiaries, in line with ESMA restrictions. While the website lists leverage as high as 1:500 for the IFSC entity, the trading platform does not show one above 1:30.

Investous Trading Hours (GMT +2 Server Time)

Asset Class

From

To

Cryptocurrencies

Sunday 23:00

Friday 22:59

Forex

Sunday 23:00

Friday 22:59

Commodities

Monday 00:00

Friday 22:59

European CFDs

Monday 09:00

Friday 17:30

US CFDs

Monday 15:30

Friday 22:00

I recommend the following step for MT4 traders to access trading hours:

1. Right-click on the desired symbol in the Market Watch window and select Specification.

2. Scroll down until you see Sessions.

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Account Types

Investous lists four account types on its website, but only one is within reach of retail traders for an above-average minimum deposit of $250. Traders get one free monthly withdrawal, which I like, and despite the date four-tier account structure, most conditions are identical.

The minimum spread listed is 3.0 pips, while the VIP account has a 1.6 pip versus the 0.6 pips in the web-based trading platform and MT4.

Investous Demo Account

A demo account is available for both trading accounts, and Investous does not list a time limit. I prefer the flexibility of MT4, as traders can create closer conditions to live trading conditions. They are ideal for testing new strategies and algorithmic trading solutions (EAs).

Investous Account Types

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Trading Platforms

Traders using algorithmic trading solutions will enjoy the familiarity of MT4, which I recommend, as it provides the best trading experience at Investous. Only the out-of-the-box version is available, as Investous embeds trading services from Trading Central and TipRanks into its web-based trading platform only.

Beginner traders may prefer the web-based trading platform, as it features a better user interface but reduced functionality. MT4 also has an integrated copy trading platform, a service many new traders prefer. Traders may use either one as a mobile app.

Overview of Trading Platforms

MT4

Yes

MT5

No

cTrader

No

Proprietary/Alternative Platform

Yes

Automated Trading

Yes (MT4 only)

Social Trading / Copy Trading

Yes (embedded in MT4)

MT4/MT5 Add-Ons

No

Guaranteed Stop Loss

No

Negative Balance Protection

Yes

Unique Feature One

Trading Central

Unique Feature Two

TipRanks

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Unique Features

The two unique services at Investous are Trading Central and TipRanks. The former offers trading signals and market commentary, while the latter provides recommendations primarily for the equity markets. Given the asset selection at Investous, both services cover almost every asset available.

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Research and Education

Investous relies on Trading Central and TipRanks for research and market commentary. I consider it an acceptable solution, as it provides traders with unbiased trading ideas from trusted third-party sources and allows Investous to focus on core operations.

The educational section for beginners is sub-standard and consists of a few brief articles. The best educational value exists by understanding the content provided by Trading Central and TipRanks. I recommend new traders take advantage of high-quality education available online and free of charge.

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Customer Support

I recommend traders consult the FAQ section before reaching out to support. Investous provided an e-mail address, phone number, and live chat, which I recommend for most non-sensitive issues. Investous does not list support hours, but regular business hours in Belize should apply.

Investous Customer Support

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Bonuses and Promotions

While Investous does not list a bonus on its website, the legal section outlines terms and conditions for a first deposit bonus up to 100% limited to $500. It only applies to the Belize subsidiary, as bonuses and promotions are illegal under the ESMA framework. Therefore, EEA traders under the Cyprus subsidiary cannot participate. Terms and conditions apply, and I recommend traders read and understand them before requesting a bonus.

Investous Deposit Bonus

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Opening an Account

I like the swift onboarding process at Investous. The first step takes less than 15 seconds and only requires a name, e-mail, and phone number. I recommend traders change the password Investous e-mails them. As a regulated and compliant broker, account verification at Investous is mandatory. Traders can upload the necessary documents from the back office under Profile and may use their smartphones.

Minimum Deposit

The minimum deposit at Investous is $250, higher than most brokers but within a reasonable range.

Payment Methods

Investous offers bank wires, credit/debit cards, Skrill, and Neteller. I would like to see more payment processors to grant traders from various geographic locations broader choices.

Accepted Countries

Investous caters to most international traders from its Belize subsidiary, including clients from the UAE. EEA residents must trade from their Cyprus unit, but neither one accepts traders from the UK.

Investous Account Opening

Investous Account Verification

 

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Deposits and Withdrawals

The back office handles all financial transactions, and Investous grants one free withdrawal monthly. I believe it is enough and caution against more than one monthly withdrawal. Withdrawal fees are high, at 3.5% for credit/debit cards and Neteller, 2.0% for Skrill, and $30 or a currency equivalent for bank wires.

Investous processes withdrawal requests within 24 hours, but it may take up to five business days for traders to receive their funds. Under certain conditions, Investous reserves the right to levy an internal withdrawal fee of €80, which I find excessive.

Investous Withdrawal Fees

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General Information

Company Information

  • Broker's Name : Investous
  • Headquarters : Belize
  • Regulation : IFSC

Account Information

  • Type of Broker : Market Maker
  • U.S. Clients Allowed :
  • Minimum Deposit : Unspecified
  • Maximum Leverage : 1:500
  • Commissions / Spreads : Spread
  • Account 1 : Basic
  • Account 2 : Gold
  • Account 3 : Platinum
  • Account 4 : VIP
  • Demo Account :
  • Islamic Account :
  • Segregated Account :
  • Managed Accounts :
  • Deposit Options :
  • Withdrawal Options :

Instruments Traded

  • ETFs :
  • CFDs :
  • Commodities :
  • Metals :
  • Stocks :
  • Oil :
  • Gold :
  • Binary Options :
  • Indices :

Trading Platforms

  • Type of Platform : MetaTrader 4, Web-based
    • Platform Languages :
      • English
      • Spanish
      • Arabic
      • Russian
    • OS Compatibility :
      • Mac
      • Windows
      • Linux
      • Mobile
      • Web
      • iPhone
      • iPad
  • Trading Signals :
  • Charting Package :
  • Market Analysis :
  • Chart Trading :
  • Automated Trading :
  • Scalping :
  • Hedging :
  • Mobile Alerts :
  • E-mail Alerts :
  • Trailing Stops :
  • Guaranteed Stop Loss :
  • Guaranteed Limit Orders :
  • Guaranteed Execution :
  • One-click Execution :
  • OCO Orders :
  • Interest on Margin :
  • Web-based Trading :
  • Mobile Trading :

Customer Support

    • Website Languages :
      • English
      • Spanish
      • Arabic
      • Russian
  • Support Hours : Unspecified
  • E-mail Support :
  • SMS Support :
  • Chat :
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FAQs

Is Investous safe?

The Belize International Financial Services Commission (IFSC) provides regulatory oversight, which adds a layer of protection for traders.

What is Investous?

Investous is a CFD broker operating out of Belize.

Is Investous a scam?

No, it is a legit broker. The broker remains compliant with its regulator.

Is Investous a good broker?

Yes. Investous presents traders with 270 assets across six categories and two trading platform options.

What is the Investous withdrawal policy?

Withdrawals are processed within 24 hours and may take up to five business days. Credit/debit cards face a 3.5% charge, and wire transfers are assessed 30 units of the base currency plus an additional €80 at the discretion of the broker. 

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Bottom Line

I like the trading environment at Investous for beginner traders, those who seek broader cryptocurrency CFD exposure from a trusted Forex broker and leveraged traders. The commission-free cost structure remains competitive, and financing costs for leveraged traders are low, resulting in higher profit potential. Trading services by Trading Central and TipRanks offer excellent third-party resources.

Beginner traders may prefer the web-based trading platform due to its simplicity and user interface, but Investous also offers MT4 for algorithmic traders. It also features an embedded copy trading platform. Investous does not provide meaningful educational content but remains an overall competitive broker, especially for cryptocurrency CFD traders who want leverage with low financing costs.

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User Reviews

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7 User Reviews
Thomas O'Bryen

It is a brokerage firm that has established itself as a successful trading partner. As a client of this company I can claim that local specialists are very competent in consulting and give good advice regarding the management of accounts. Investous is a modern company with the best technical innovations in its arsenal. The MT4 supports mechanical assistants. Traders can set up automated trading and entrust transactions to the best robots It is this market utility that demonstrates the highest efficiency.

Lucas Toussaint

Oh, how cool that Investous has so many assets. Because you can't rely on just one financial market. Today investors believe in stocks, and tomorrow they go into cryptocurrencies. So you have to be flexible here. And to be flexible, you must have access to a lot of assets. And Investous is the perfect choice in this sense. You can't miss out on anything here.

Emman Walsh

In fact, it is very important that the broker is reliable and licensed. I'm glad Investous has regulation by the Belize IFSC. This is a very serious oversight committee. I can be sure that Investous is not a scam and he will not take my money and that the profit can be withdrawn. By the way, the withdrawal of funds here can be done in one day, sometimes faster. I want to say that this is a very good indicator for a Forex broker. How do you make this money ?? )) Investous has almost 300 assets .. but you already talked about that. What I want to add is that it is easy to deal with it, I have not seen any difficulties in the trading platform. And the support service is always ready to help))

Tidemann Johnsen

It was quite interesting to read this Investous reviews, a lot of information, but it's hard to find the perfect broker. I trade with Investous and see a number of advantages over other brokers! For example, many people like to trade cryptocurrencies, but not every broker has it. Investous has recently started providing such a service. There are also a large number of other trading assets available. Trading takes place without errors and problems. Orders are executed normally, I hardly noticed any slippage. As for the spreads, they are normal, given the absence of commission, this is a good option for trading. And if you want even less spreads, you can take a VIP account. There are all the possibilities for this, including 1: 500 leverage and, as I said, a large selection of currency pairs, stocks and other popular assets. Money is withdrawn during the day without problems. I think I described the MAIN thing in the work of a broker. THIS IS THE OPPORTUNITY TO EARN MONEY BUT ITS YOUR RESPONSIBILITY HOW YOU WILL USE THIS OPPORTUNITY!

Sam Vaessen

Modern brokerages such as Investous and some others are attractive precisely because they retain the classic functionality, emphasise the education of traders and generally try to follow a policy of neutrality, allowing people to try different strategies and approaches. And that, of course, is good news for us. Because it's the freedom of action that makes this business so attractive to all of us. And I also like more favourable conditions on commissions and spreads - you have to pay it anyway - it's logical - but it's nice to know that it all makes sense and you literally pay to work in a really comfortable and pleasant environment.

Issac

bountiful money i got from investous! god thanks i could find them and earn when it was so important. also i am still working with them and i think i will have the best experience. love their leverage!

Arthur

got plenty of benefits out of trading with investmarkets and see nothing else better than they (of course they're not ideal but they let you earn and cash out the funds)

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